Bad credit? No credit? Bankruptcy? You're still welcome.

Get Approved for a Car Loan in 60 Seconds

No hard credit check. 98% approval rate. Serving rural Ontario, Quebec, and Indigenous communities across Canada.

Happy customer delivery #1 — ClearRoute Auto approved financing

Approved & Delivered

Another happy customer on the road

98%

Approval Rate

60s

Application

500+

Vehicles Delivered

$0

Down Payment Options

Real Results

They Said No. We Said Yes.

Real customers. Real approvals. Real deliveries. Every photo is someone who was told they couldn't get financed.

Happy customer delivery #1 — ClearRoute Auto approved financing

Approved & Delivered

Happy customer delivery #2 — ClearRoute Auto approved financing

Approved & Delivered

Happy customer delivery #3 — ClearRoute Auto approved financing

Approved & Delivered

Happy customer delivery #4 — ClearRoute Auto approved financing

Approved & Delivered

Happy customer delivery #5 — ClearRoute Auto approved financing

Approved & Delivered

Happy customer delivery #6 — ClearRoute Auto approved financing

Approved & Delivered

Happy customer delivery #7 — ClearRoute Auto approved financing

Approved & Delivered

Happy customer delivery #8 — ClearRoute Auto approved financing

Approved & Delivered

Happy customer delivery #9 — ClearRoute Auto approved financing

Approved & Delivered

Happy customer delivery #10 — ClearRoute Auto approved financing

Approved & Delivered

Happy customer delivery #11 — ClearRoute Auto approved financing

Approved & Delivered

Happy customer delivery #12 — ClearRoute Auto approved financing

Approved & Delivered

Our lenders work with Canada's major banks

Partner Banks

Simple Process

Three Steps to Your New Ride

01

Apply Online

60-second form. No hard credit check. No obligation.

02

Get Matched

Our scoring engine matches you with the best lender for your situation.

03

Drive Away

Pick your vehicle, sign the paperwork, and hit the road.

Frequently Asked Questions

Will this affect my credit score?

No. We do a soft inquiry only. No hard credit check when you apply.

I have a bankruptcy on my record. Can I still apply?

Absolutely. We specialize in working with people who have bankruptcies, consumer proposals, and repossessions. Your past doesn't decide your ride.

Do I need a down payment?

Not necessarily. While a down payment helps, we have $0 down options available depending on your income and employment.

How fast will I hear back?

Most applicants hear back within 5 minutes. Our system scores your application instantly and matches you with the right lender.

What areas do you serve?

We serve rural Ontario, rural Quebec, and Indigenous communities across Canada. Sudbury, Thunder Bay, Saguenay, Trois-Rivières, and many more.

Your Past Doesn't Decide Your Ride

Join hundreds of Canadians who got approved when everyone else said no.