Bad credit? No credit? Bankruptcy? Still welcome.
Pick your ride. Get approved today.
Tap a vehicle below to start — applying takes about 3 minutes and never touches your credit score.
98%
Approval Rate
3 min
Application
500+
Vehicles Delivered
$0
Down Payment Options
Real Results
They Said No. We Said Yes.
Real customers. Real approvals. Real deliveries. Every photo is someone who was told they couldn't get financed.
“Everyone said no because of my credit. ClearRoute called me back the same day with 3 options. Driving my new Nissan home now.”
Michelle R.
Northern Ontario
APPROVED
Nissan Kicks
Approved & Delivered
Approved & Delivered
Approved & Delivered
Approved & Delivered
Approved & Delivered
Approved & Delivered
Approved & Delivered
Approved & Delivered
Our lenders work with Canada's major banks
Simple Process
Three Steps to Your New Ride
Pick Your Ride
Tap a vehicle type above — that's already question one. About 3 minutes, soft check only.
Get Matched
Our scoring engine matches you with the lender most likely to say yes to your situation.
Drive Away
Pick your vehicle, sign the paperwork, and hit the road — delivery available across Canada.
Frequently Asked Questions
Will this affect my credit score?
No. We do a soft inquiry only — applying never touches your credit score. No hard credit check when you apply.
I have a bankruptcy on my record. Can I still apply?
Absolutely. We specialize in working with people who have bankruptcies, consumer proposals, and repossessions. Your past doesn't decide your ride.
Do I need a down payment?
Not necessarily. While a down payment helps, we have $0 down options available depending on your income and employment.
How fast will I hear back?
Our system scores your application instantly, and most applicants get a call the same day — always within 24 hours — with real options matched to their situation.
What areas do you serve?
We serve rural Ontario, rural Quebec, and Indigenous communities across Canada. Sudbury, Thunder Bay, Saguenay, Trois-Rivières, and many more.
Your Past Doesn't Decide Your Ride
Join hundreds of Canadians who got approved when everyone else said no.